Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$289,900

2521 VISTA COVE Road, St. Augustine, FL 32084, St. Augustine, FL 32084

Vista Cove

Price
$289,900
Beds / Baths
3 / 2
Living area
1,448 sqft
Year built
2001
Type
Condo
Lot
Garage
0
HOA
$578/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
340
Elementary
Crookshank
Middle
Sebastian
High school
St. Augustine

$200/sqft asking, vs a $191/sqft median across 234 closed sales in 32084 over the last 12 months — 5% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Charming Second-Floor Corner Condo with no one above you. With updated HVAC, water heater, appliances and more. Nestled in the gated, pet-friendly Vista Cove community along the San Sebastian River, this charming 3 bed, 2 bath corner condo offers the perfect blend of modern updates and unbeatable location. Just 2.7 miles from historic downtown St. Augustine and 4.3 miles from the sandy shores of Vilano Beach, this second-floor unit is ideal for full-time residents, vacation homeowners, or savvy investors seeking a spacious rental property. Step inside this thoughtfully updated condo to find rich oak wood flooring, a modernized kitchen with new cabinetry and granite countertops, refreshed bathrooms with new sinks and fixtures, and stylish tile in the third bedroom. Recent upgrades include a new HVAC and water heater (2022), a new electric range (2025), and energy-efficient window updates (2025), new garbage disposal (2026). Unwind on the inviting screened in porch, featuring a remote-controlled privacy screen, perfect for enjoying quiet evenings with a cool breeze. Vista Cove offers a vibrant lifestyle with exceptional amenities covered by the condo fee, including high-speed internet, two sparkling pools open year-round, a state-of-the-art fitness center, RV and boat parking, and a friendly clubhouse for gatherings. Residents love exploring the community's scenic boardwalks through preserved natural areas, spotting local wildlife like herons and ibis, or relaxing on the riverfront pier. The association is financially sound, with recent updates like new roofs, freshly painted and sealed buildings to meet Florida's strict insurance standards, and eco-conscious landscaping that enhances beauty and sustainability. This move-in-ready condo, larger than many in the area, combines low-maintenance living with access to St. Augustine's best attractions. These condos are approved for conventional, FHA and VA loans!

What to check on this one

  • Obtain full condo association docs: bylaws, financial statements, reserve study, meeting minutes.
  • Request condo milestone/SIRS inspection report if complex built before 2009.
  • Verify flood zone designation and obtain elevation certificate for insurance/financing.
  • Confirm roof age documentation and current insurance carrier acceptance.
  • Review HOA short-term rental policy and lease transfer rules for investment use.
  • Inspect plumbing era; if pre-1995, test for polybutylene; if pre-1975, assess for cast-iron.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,504/mo
Property tax (1.1% eff., St. Johns Co.)$266/mo
Homeowners insurance (est.)$292/mo
HOA$578/mo
All-in monthly (est.)$2,640/mo

Loan $231,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 5:21 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.