Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$190,000

2258 W 45TH Street, Jacksonville, FL 32209, Jacksonville, FL 32209

Royal Terrace Addn

Price
$190,000
Beds / Baths
3 / 2
Living area
1,160 sqft
Year built
2024
Type
Residential
Lot
0.14 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
354
Middle
Matthew Gilbert
High school
William M. Raines

$164/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 50% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Step into Homeownership with this new modern floorplan, where quality meets affordability. Designed with your satisfaction in mind, each newly constructed home in this series is thoughtfully crafted to provide a perfect blend of quality and energy-saving features. From Granite Counter Tops, Luxury Vinyl Flooring, Programmable Thermostat, and much more. Every detail is tailored to elevate your lifestyle while staying within your budget. Welcome home to exceptional comfort and living. Schedule your private tour of this affordable New Construction home built with Quality. This lovely home comes complete with appliances (refrigerator, oven, microwave oven, and dishwasher).

What to check on this one

  • Verify actual flood zone designation with FEMA flood map and elevation certificate.
  • Confirm builder warranty details, coverage terms, and transferability to next owner.
  • Request final CO (Certificate of Occupancy) and all builder inspection documentation.
  • Review homeowner insurance quotes—new construction may have different rates.
  • Inspect all appliances, HVAC, roof, and verify manufacturer warranties included.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$986/mo
Property tax (1.1% eff., Duval Co.)$174/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,452/mo

Loan $152,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CROWN TREASURE REALTY GROUP, LLC. Data via realMLS (Northeast Florida MLS), updated Apr 22, 2026, 10:55 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.