$1,290,000
50 BEACH COTTAGE Lane, Atlantic Beach, FL 32233, Atlantic Beach, FL 32233
Cottages Of Atlantic Bch
- Price
- $1,290,000
- Beds / Baths
- 4 / 4
- Living area
- 2,850 sqft
- Year built
- 2004
- Type
- Condo
- Lot
- —
- Garage
- 2
- HOA
- $875/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 347
- Elementary
- Atlantic Beach
- Middle
- Mayport
- High school
- Duncan Fletcher
$453/sqft asking, vs a $286/sqft median across 70 closed sales in 32233 over the last 12 months — 58% above the area's closed prices. Condition and lot vary; that's what a showing is for.
This 3-story home is designed for those who want to enjoy life by the sea with a carefree, low maintenance lifestyle. A private elevator connects every level, making the entire home effortlessly accessible. The ground floor offers a guest suite with full bath and a walk-out paver patio surrounded by lush landscaping. Upstairs, the open living and dining space flows to a balcony with updated flooring and fan, while the designer kitchen features sueded marble countertops, gold hardware, and soft-close cabinetry. Off the kitchen is an additional full guest bathroom and bedroom. The top level hosts a serene primary suite with a Japanese soaking tub for the ultimate in-home spa experience, plus another bedroom and full bath. Multiple balconies invite treetop views and salty breezes. Set at the end of a quiet street, across from the pool and private beach gate, this home blends low maintenance living with a relaxed coastal vibe.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
- Review condo association documents, reserve study, and any pending special assessments.
- Confirm roof age and get 4-point inspection; verify homeowners insurance availability.
- Request HOA estoppel letter and confirm $875/month includes all fees.
- Inspect plumbing for polybutylene or cast-iron; obtain service history if applicable.
- Verify private beach gate access rights and any associated maintenance obligations.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,032,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Jun 5, 2026, 2:35 AM.
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