Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$60,000

0 SE 28TH Way, Melrose, FL 32666, Melrose, FL 32666

Metes & Bounds

Price
$60,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.6 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Bradford
Days on market
375
Middle
Bradford
High school
Bradford

Located in Geneva Lake Estates. This lot is perfect for a buyer to build their dream home. The area offers numerous lakes, parks and recreation areas, airport, golf course, full time fire station and EMT's, Santa Fe Community College, The Rally International Driving School, Electric charging station at City Hall (Keystone Heights). A quaint downtown area where residents shop. Several national chain restaurants and bonus local ones. The residents value their community and are active in all areas to include schools, sports, churches, library and local events. It is a commuter's community for many to Gainesville, Palatka and Jacksonville.

What to check on this one

  • Verify waterfront lot elevation and setback compliance with Bradford County regulations.
  • Confirm flood zone designation and obtain FEMA map; request elevation certificate if in AE/VE.
  • Review Geneva Lake Estates covenants, restrictions, and any architectural review board requirements.
  • Confirm utilities available: water, sewer, electric, internet service to lot.
  • Verify soil conditions and drainage via county soil survey; confirm septic/well feasibility if needed.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$311/mo
Property tax (1.1% eff., Bradford Co.)$55/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$658/mo

Loan $48,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HELEN HERSEY REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 6:39 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.