Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$150,000

1125 STATE ROAD 20, Interlachen, FL 32148

Interlachen Lakes Estates

Price
$150,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
24.04 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
127

Interlachen opportunity on 24± acres. Zoned R-1 which allows for one residential dwelling. Newer survey on file shows a 30' ingress/egress easement for access (see Documents). Recent appraisal is over the list price. Natural setting with creek and pond—ideal for a private country estate, recreational retreat, hunting, or long-term hold. Tucked behind existing commercial parcels for privacy today and potential future upside. Convenient location: 16.4± miles to Palatka, 28.8± miles to Gainesville, and 66.7± miles to Jacksonville.

What to check on this one

  • Verify flood zone designation with FEMA map—creek and pond present, elevation matters for insurability.
  • Confirm 30-foot easement terms: who holds it, maintenance obligations, restrictions on your access/use.
  • Get survey copy; verify R-1 zoning allows single dwelling and any septic/well feasibility.
  • Check title for liens, back taxes, environmental restrictions, or deed covenants on 24 acres.
  • Confirm recent appraisal details and any environmental/wetlands permits needed for construction.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$778/mo
Property tax (1.1% eff., Putnam Co.)$138/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,208/mo

Loan $120,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 22, 2026, 5:32 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.