Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$32,500

000 E ST JOHNS Street, Palatka, FL 32177, Palatka, FL 32177

St Johns Manor

Price
$32,500
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.4 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
357
High school
Palatka

Enjoy your own private lake on one lot and build on the other. Property is close to St John River, Ravine Gardens and Hog Waller for all the nature, fishing and four wheeling enthusiasts The property is zoned agricultural, No HOA's and mobile homes are allowed.

What to check on this one

  • Verify flood zone designation—check FEMA map for AE/VE or other designations.
  • Confirm zoning allows your intended use; verify mobile home placement rules in detail.
  • Obtain survey; clarify lake ownership, boundary lines, and easement rights between lots.
  • Check septic/well feasibility and permitting requirements with Putnam County.
  • Verify property access—confirm road rights and utilities availability to both parcels.
  • Research title for liens, back taxes, or environmental restrictions on raw land.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$169/mo
Property tax (1.1% eff., Putnam Co.)$30/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$491/mo

Loan $26,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BALDWIN FAMILY REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Sep 11, 2025, 3:19 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.