Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$175,000

331 NEPTUNE Road, Orange Park, FL 32073

Meadowbrook

Price
$175,000
Beds / Baths
3 / 2
Living area
1,653 sqft
Year built
1973
Type
Residential
Lot
0.31 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
34

SHORT SALE!! SHORT SALE!! Seller accepting CASH ONLY!! MULTIPLE OFFERS!! HIGHEST AND BEST DUE BY FRIDAY, 9/26/2025 AT 10 AM. Needs TLC. Bankruptcy short sale will take about 120 days to get response on offer from lien holders. 3 bedroom, 2 bath home.

What to check on this one

  • Verify exact roof age and material; 53-year-old home likely needs inspection.
  • Obtain flood zone designation and elevation certificate for Orange Park location.
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) pre-offer.
  • Confirm cast-iron or polybutylene plumbing present; plan replacement budget.
  • Request seller disclosure on HVAC age, septic/well service history.
  • Understand short-sale timeline: 120+ days for lien-holder approval is normal.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$908/mo
Property tax (1.1% eff., Clay Co.)$160/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,360/mo

Loan $140,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of 7 STAR REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Jan 7, 2026, 5:56 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.