Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$299,900

3144 COTTAGE HILL Place, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Rolling Hills

Price
$299,900
Beds / Baths
3 / 2
Living area
1,247 sqft
Year built
2025
Type
Residential
Lot
Garage
2
HOA
$10/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
349
Elementary
Lake Asbury
Middle
Lake Asbury
High school
Clay

$241/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 34% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Step into the Caroline, a thoughtfully crafted 3-bedroom, 2-bathroom home that proves you don't need excess square footage to enjoy spacious living. This bright and open floor plan maximizes every inch with smart, functional layout choices that create a seamless flow from room to room. The heart of the home is a spacious living area that opens to a modern kitchen, perfect for entertaining or everyday relaxation. Natural light fills the space, creating a warm and inviting atmosphere. The primary suite offers a private retreat with an en-suite bathroom and ample closet space, while two additional bedrooms offer flexibility for a growing family, home office, or guest space. Step outside to enjoy the covered porch—ideal for morning coffee or evening gatherings, rain or shine. The Caroline is where simplicity meets style—offering everything you need, without compromise.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment obligation.
  • Request builder warranty documentation and transferability terms.
  • Obtain HOA/CDD reserve study and any pending special assessments.
  • Verify homeowners insurance availability and premium estimates.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,556/mo
Property tax (1.1% eff., Clay Co.)$275/mo
Homeowners insurance (est.)$292/mo
HOA$10/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,300/mo

Loan $239,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LGI REALTY - FLORIDA, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 5:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.