$899,900
2646 BAILEY Road, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Amelia Island
- Price
- $899,900
- Beds / Baths
- 4 / 3
- Living area
- 2,534 sqft
- Year built
- 2025
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 362
$355/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 40% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Beautiful new construction home on a true estate lot at nearly 2/3 of an acre! Upgraded engineered hardwood, luxury chefs kitchen, and gas appliances. Minutes from historic downtown Fernandina Beach and multiple beaches. full landscaping/irrigation package and home warranty. ask about additional builder incentives!
What to check on this one
- Verify builder warranty coverage details and transferability to next owner.
- Confirm flood zone designation with Nassau County—listing shows unknown.
- Review irrigation system maintenance plan and any builder service agreements.
- Check engineered hardwood warranty and any special care requirements.
- Confirm gas line installation permits and appliance safety inspections completed.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $719,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SOUTHEAST ATLANTIC REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 4, 2026, 3:04 PM.
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