Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$899,900

2646 BAILEY Road, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Amelia Island

Price
$899,900
Beds / Baths
4 / 3
Living area
2,534 sqft
Year built
2025
Type
Residential
Lot
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
362

$355/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 40% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Beautiful new construction home on a true estate lot at nearly 2/3 of an acre! Upgraded engineered hardwood, luxury chefs kitchen, and gas appliances. Minutes from historic downtown Fernandina Beach and multiple beaches. full landscaping/irrigation package and home warranty. ask about additional builder incentives!

What to check on this one

  • Verify builder warranty coverage details and transferability to next owner.
  • Confirm flood zone designation with Nassau County—listing shows unknown.
  • Review irrigation system maintenance plan and any builder service agreements.
  • Check engineered hardwood warranty and any special care requirements.
  • Confirm gas line installation permits and appliance safety inspections completed.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,669/mo
Property tax (1.1% eff., Nassau Co.)$825/mo
Homeowners insurance (est.)$525/mo
All-in monthly (est.)$6,019/mo

Loan $719,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SOUTHEAST ATLANTIC REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 4, 2026, 3:04 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.