Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$515,000

10 CENTRAL Avenue, Crescent City, FL 32112, Crescent City, FL 32112

Crescent City Blks

Price
$515,000
Beds / Baths
4 / 4
Living area
3,096 sqft
Year built
1986
Type
Residential
Lot
0.22 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
363
Elementary
Middleton-Burney
High school
Crescent City

$166/sqft asking, vs a $154/sqft median across 70 closed sales in 32112 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.

GREAT INVESTMENT!! Zoned Residential/Commercial. Built as law offices in the heart of Crescent City on Lake Crescent. Lake view but not waterfront taxes because of permanent public parking between you and the lake. The lower level is perfectly set up as a 1 bedroom, 1.5 bath in-law suite or apartment with a small kitchen--ideal for guests, rental income, or office use. Upstairs features a full living space with kitchen, living and dining areas, plus 2 bd/2 bats, highlighted by a charming balcony overlooking the lake. Rare opportunity with endless possibilities-live-work-invest. SELLER MOTIVATED.

What to check on this one

  • Verify flood zone designation with FEMA map—critical for insurance and financing.
  • Obtain 4-point inspection and wind-mitigation report; roof age 40 years likely disqualifies standard insurers.
  • Confirm zoning allows residential/commercial use; verify rental permit requirements for in-law suite.
  • Review title for easement/public access rights affecting lake-view property taxes and use.
  • Get septic system inspection and service history; confirm separate utilities for rental unit.
  • Title search for any liens, deed restrictions, or covenant conflicts on mixed-use zoning.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,672/mo
Property tax (1.1% eff., Putnam Co.)$472/mo
Homeowners insurance (est.)$300/mo
All-in monthly (est.)$3,444/mo

Loan $412,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CENTURY 21 TRITON REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 7:08 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.