Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$70,000

111 SERENA Circle, Melrose, FL 32666, Melrose, FL 32666

Atlantic Shores

Price
$70,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.54 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
368

Nice waterfront homesite on Lake Serena in Melrose. Structure was being remodeled and has 220 amp with 4 GFI. Make this a weekend get-away or a permanent home!

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for Lake Serena waterfront.
  • Verify 220 amp service capacity sufficient for intended use; get electrical inspection.
  • Request survey and deed to confirm lot boundaries and waterfront rights.
  • Obtain well/septic feasibility letter from Putnam County; confirm existing infrastructure status.
  • Review any incomplete remodel permits and lien releases from prior work.
  • Verify no drainage, easement, or environmental restrictions on waterfront parcel.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$363/mo
Property tax (1.1% eff., Putnam Co.)$64/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$719/mo

Loan $56,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 6:51 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.