$539,000
12198 RIDGE CROSSING Way, Jacksonville, FL 32226, Jacksonville, FL 32226
Tidewater
- Price
- $539,000
- Beds / Baths
- 5 / 4
- Living area
- 3,413 sqft
- Year built
- 2015
- Type
- Residential
- Lot
- 0.32 ac
- Garage
- 2
- HOA
- $83/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 368
$158/sqft asking, vs a $178/sqft median across 498 closed sales in 32226 over the last 12 months — 11% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Exquisite 5-Bedroom Home in Sought-After Tidewater Gated Community. Welcome to your dream home where comfort, style, and convenience meet. This spacious 5-bedroom, 3.5-bathroom residence offers over 3413 square feet of thoughtfully designed living space, perfect for families of all sizes. Step inside and be greeted by a gourmet kitchen that's sure to impress, featuring granite countertops, premium cabinetry, and a layout made for entertaining. The open-concept living and dining areas flow effortlessly into a covered rear lanai, where you can unwind and enjoy the view of your expansive backyard shaded by beautiful mature trees -- a peaceful retreat for relaxing or hosting guests. A private guest suite with en-suite bathroom is conveniently located on the first floor, offering comfort and privacy for visitors or multi-generational living. Seller will pay $10,000 buyers closing cost with acceptable offer prior to 7/20/2026.
What to check on this one
- Verify actual flood zone designation and get elevation certificate if AE/VE
- Request CDD bond payoff amount and remaining assessment term
- Confirm roof age and get 4-point inspection quote for insurance
- Review HOA Tidewater docs: rental restrictions, reserve funding, special assessments
- Inspect plumbing materials; home built 2015 should be modern copper/PEX
- Verify seller closing cost credit terms and inclusion in final numbers
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $431,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Jul 27, 2026, 6:15 PM.
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