Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$444,900

3994 GAREYS FERRY Way, Middleburg, FL 32068

Jennings Farm

Price
$444,900
Beds / Baths
4 / 3
Living area
1,896 sqft
Year built
2025
Type
Residential
Lot
Garage
2
HOA
$110/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
360
Elementary
Middleburg
Middle
Lake Asbury
High school
Middleburg

$235/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 30% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Move-in ready! This beautiful four-bedroom, three-bathroom home is all about comfort, style, and room to grow. Designed with your family in mind, it's got great curb appeal and a bright, open feel inside that makes it easy to feel right at home. The Clermont comes with our CompleteHomePlus™ package, so you'll enjoy modern recessed lighting, stainless-steel appliances, sleek quartz countertops, and more. Whether you're hosting the holidays or just kicking back in the spacious master suite, the Clermont is the kind of home you'll love coming back to every day.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if needed.
  • Review HOA covenants for rental restrictions and lease terms.
  • Confirm builder warranty coverage details and transferability.
  • Obtain HOA financials and reserve study; confirm no special assessments pending.
  • Verify all builder upgrades listed in sales contract match what's installed.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,308/mo
Property tax (1.1% eff., Clay Co.)$408/mo
Homeowners insurance (est.)$292/mo
HOA$110/mo
All-in monthly (est.)$3,118/mo

Loan $355,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LGI REALTY - FLORIDA, LLC. Data via realMLS (Northeast Florida MLS), updated Jul 2, 2026, 8:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.