$1,439,000
1515 S FLETCHER Avenue, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Miramar Beach
- Price
- $1,439,000
- Beds / Baths
- 3 / 2
- Living area
- 1,767 sqft
- Year built
- 1983
- Type
- Residential
- Lot
- 0.22 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 283
$814/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 221% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Timeless, elegant, and effortlessly coastal, 1515 S. Fletcher Avenue offers the rare opportunity to live just steps from the shoreline while enjoying privacy away from public beach access. This beautifully maintained 3-bedroom, 2-bath home blends classic island charm with modern comfort, featuring an open, light-filled layout with vaulted ceilings, quartz countertops, and a welcoming entrance atrium that sets the tone for relaxed coastal living. The seamless flow between the bar area, dining space, and living room creates an ideal setting for entertaining or quiet mornings with soft ocean views. Thoughtfully designed on a single level, the home combines stylish updates with everyday functionality. Set on a spacious 0.22-acre lot, the property offers flexibility seldom found this close to the sand. A two-car garage, paver driveway and patio, and inviting outdoor entertaining area provide room to gather, while the observation deck is the perfect perch for sunrise coffee overlooking the the Atlantic. With room to expand and the added benefit of being outside the flood zone, this home delivers both beauty and peace of mind. Located along the desirable South Fletcher corridor of Amelia Island, you're just minutes from the historic charm, boutiques, and dining of downtown Fernandina Beach, yet tucked into a quiet stretch of coastline ideal for golf-cart living. Move-in ready and offered at $1,449,000, this is more than a home it's an invitation to embrace the coastal lifestyle you've been dreaming of. Are you ready to LOVE WHERE YOU LIVE? This home does not have a short term rental permit and is monthly rental only
What to check on this one
- Confirm actual flood zone with FEMA map—listing says 'outside' but zone unknown in data
- Obtain roof inspection report; 1983 home may trigger insurer concerns past 15–20 years
- Request 4-point inspection (roof, HVAC, plumbing, electrical) for underwriting
- Verify septic system service records and last pump-out date
- Check for polybutylene or cast-iron plumbing; replace cost if present
- Obtain wind-mitigation inspection to lower homeowners insurance premiums
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,151,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 23, 2026, 6:48 PM.
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