$750,000
188 ESTATES Drive, Palatka, FL 32177
Blair Estates
- Price
- $750,000
- Beds / Baths
- 4 / 6
- Living area
- 5,372 sqft
- Year built
- 1982
- Type
- Residential
- Lot
- 1.42 ac
- Garage
- 4
- HOA
- $75/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 375
$140/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 14% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Discover endless possibilities with this sprawling brick ranch offering over 5,300 sq ft of living space, set on a generous 1.4 acre corner lot in a gated neighborhood. Designed for both comfort and entertaining, this home boasts formal living and dining rooms, a huge living room with fireplace, and a spacious family room with built in bookcases and a wet bar. An expansive owner's suite includes his and her en-suite bathrooms. Three additional bedrooms and baths offer plenty of room for guests or multi-generational living. A workout room, private sauna, and hot tub room are perfect for unwinding and relaxing. Outside a circular drive leads to two over-sized 2 car garages and a recent metal roof adds peace of mind. Cool off on the hot summer days in the refreshing in-ground pool and enjoy the privacy of the large backyard. While the home could use some updating, the solid layout and generous square footage create the perfect opportunity to customize to your personal taste.
What to check on this one
- Verify roof installation date—metal roof noted, confirm it's under 20 years for insurance eligibility.
- Order 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation report for 1982 build.
- Confirm flood zone designation with Putnam County; request elevation certificate if in AE/VE.
- Review HOA docs for pool maintenance responsibility, rental restrictions, and reserve funding.
- Inspect plumbing era—if original cast-iron or polybutylene present, budget for replacement.
- Verify HVAC age and service records; typical lifespan 15 years in Florida heat.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $600,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Feb 28, 2026, 12:50 AM.
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