Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$400,000

192 BARBOSA Trail, St. Augustine, FL 32095

Cordova Palms

Price
$400,000
Beds / Baths
5 / 3
Living area
3,526 sqft
Year built
2024
Type
Residential
Lot
0.31 ac
Garage
2
HOA
$70/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
378
Elementary
Crookshank
Middle
Sebastian
High school
St. Augustine

Short Sale is approved at Listing Price By Lender. Built in 2024, this like new, nearly new construction home offers modern living with minimal maintenance. Although this is a short sale, the home itself is not distressed and shows only some cosmetic stress. Simple updates like fresh interior and exterior paint, new carpet in the bedrooms and stairway, and new sod in the front and backyard will quickly return the home to model-home condition. Structurally and mechanically sound, this well-maintained property provides a move-in-ready layout without the price of brand-new construction. An excellent opportunity for buyers seeking to move in now with so many new builds in the community that will take 10 or months to build.

What to check on this one

  • Verify CDD bond payoff amount and annual assessment before closing.
  • Confirm 2024 roof/HVAC warranty coverage and transferability to new owner.
  • Pull flood zone designation map; if AE/VE, request elevation certificate.
  • Review HOA $70/mo dues: what's included, any special assessments pending.
  • Inspect for any outstanding builder defect claims or construction liens.
  • Confirm all new construction warranties (structural, appliance) are transferable.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,076/mo
Property tax (1.1% eff., St. Johns Co.)$367/mo
Homeowners insurance (est.)$292/mo
HOA$70/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,972/mo

Loan $320,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PUBLIC SERVICES REALTY. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 6:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.