Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$394,000

3600 NE ROCKY FORD Road, Madison, FL 32340, Madison, FL 32340

Metes & Bounds

Price
$394,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
39.4 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Madison
Days on market
380
Elementary
Other
Middle
Other
High school
Other

Owner Financing Available. Explore this expansive 39.4 acre parcel located just 3 miles from Madison City Limits. The property boasts approx 650ft of county road frontage and features approx 15 acres of thriving 7.5 year old pines, providing both beauty and potential income. The remaining acreage has newly planted pines, established in January 2025, ensuring future growth and sustainability. This serene land offers an abundance of wildlife, making it ideal for nature enthusiasts and those seeking a peaceful retreat. With nice elevations across the property, it presents various opportunities for development, recreation, or investment. The adjoining parcel is listed under MLS#2104202.

What to check on this one

  • Verify flood zone designation with Madison County Property Appraiser—current listing shows 'unknown'.
  • Confirm owner-financing terms in writing: interest rate, down payment, amortization period, balloon clause.
  • Obtain survey; verify 650ft road frontage and 39.4 acres match deed and tax records.
  • Check zoning and development restrictions; confirm what uses are permitted on raw land.
  • Confirm pine plantation ownership, timber rights, and any existing harvest or management agreements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,044/mo
Property tax (1.1% eff., Madison Co.)$361/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,697/mo

Loan $315,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DUAL STATE REAL ESTATE INC. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 11:47 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.