Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$369,000

351 SUMMIT Drive, Orange Park, FL 32073, Orange Park, FL 32073

Hammock Grove

Price
$369,000
Beds / Baths
5 / 4
Living area
2,790 sqft
Year built
2006
Type
Residential
Lot
0.22 ac
Garage
2
HOA
$22/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
389

$132/sqft asking, vs a $176/sqft median across 809 closed sales in 32073 over the last 12 months — 25% below the area's closed prices. Property priced 24.8% below area average; sold as-is with no seller repairs, requiring significant updates to match comparable homes.

This could be your dream home with just a little TLC! Offering 5 bedrooms and 3.5 bathrooms, including a first-floor bedroom with direct access to a shared bath perfect for guests. The bathroom also features an exterior entrance, ideal for backyard BBQs. The spacious backyard provides plenty of room to entertain, and the upstairs includes a bright sunroom for relaxing or soaking in natural light. Bring your best offer! SOLD AS IS, NO REPAIRS TO BE MADE BY SELLER

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if AE/VE
  • Get roof inspection report; 2006 roof likely near or past insurable life
  • Verify 4-point inspection completed; required for most insurers on 20-year homes
  • Request full repair list—'fixer-upper' and 'as-is' language demands scope clarity
  • Confirm HVAC system age and current condition; 20-year systems often fail soon

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,915/mo
Property tax (1.1% eff., Clay Co.)$338/mo
Homeowners insurance (est.)$292/mo
HOA$22/mo
All-in monthly (est.)$2,567/mo

Loan $295,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA UNITED REALTY GROUP LLC. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 7:34 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.