Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$404,000

3076 BELLA COLLINA Way, Green Cove Springs, FL 32043

Bella Lago

Price
$404,000
Beds / Baths
4 / 3
Living area
2,515 sqft
Year built
2025
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$5/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
362

LOT 118 -The Pinnacle Southern Classic is a thoughtfully designed one-story home featuring 4 bedrooms, 3 baths, and a 2-car garage. The spacious Great Room flows into the dining area and opens to a covered lanai—ideal for indoor-outdoor entertaining. A dedicated Study in lieu of a Flex Room offers a quiet space for work or hobbies. The gourmet kitchen includes a walk-in pantry and connects seamlessly to the heart of the home. The private owner's suite features a generous walk-in closet and a luxurious Owner's Shower Plus for spa-like comfort. Bath 3 has been upgraded with a shower in lieu of a tub, perfect for guests or multi-generational living. Located in Lakes at Bella Lago, a nature-rich community with scenic lake views, open green spaces, and an ''Old Florida'' charm, residents enjoy resort-style amenities including a pool, cabana, and playground. Conveniently close to everything Northeast Florida offers, this home delivers roomier, brighter, better living.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement for Green Cove Springs.
  • Confirm CDD bond payoff amount and remaining assessment schedule.
  • Review Lakes at Bella Lago HOA/CDD documentation for amenities, rules, and future special assessments.
  • Obtain builder's 1-year and 10-year warranty details and transferability terms.
  • Confirm final utility connections, permits, and Certificate of Occupancy status.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,096/mo
Property tax (1.1% eff., Clay Co.)$370/mo
Homeowners insurance (est.)$292/mo
HOA$5/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,930/mo

Loan $323,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 5:43 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.