$354,900
404 TALBOT BAY Drive, St. Augustine, FL 32086, St. Augustine, FL 32086
Grand Cay
- Price
- $354,900
- Beds / Baths
- 3 / 2
- Living area
- 2,357 sqft
- Year built
- 2007
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 2
- HOA
- $40/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 383
$151/sqft asking, vs a $206/sqft median across 720 closed sales in 32086 over the last 12 months — 27% below the area's closed prices. Home is priced 27% below area average at $151/sf versus $206/sf; new roof adds value but 382 days on market suggests other factors warrant investigation—ask agent why it hasn't sold.
Three-bedroom, two-bathroom home with an office in a quiet part of St. Augustine. This open-concept home offers a well-designed layout with wood flooring in the main living areas and carpeted bedrooms. The kitchen features updated countertops and stainless steel appliances. Ideal for chefs of all levels. Each bedroom provides ample closet space, and the primary suite includes tray ceilings and large windows that fill the space with natural light. New roof has been installed! Enjoy the natural beauty of nearby Moses Creek Conservation Area, relax at Crescent Beach, or take care of daily errands at the nearby Publix Super Market at Moultrie Square. Schedule your showings today!
What to check on this one
- Verify roof installation date, materials, and warranty documentation.
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Request HOA docs: bylaws, financials, reserve study, rental restrictions.
- Inspect plumbing for polybutylene or cast-iron (pre-1995 era concerns).
- Obtain 4-point inspection report; verify homeowners insurance availability.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $283,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of ENTERA REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 7:06 AM.
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