Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$439,500

96014 INLET COVE Court, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Beach Way

Price
$439,500
Beds / Baths
3 / 2
Living area
1,954 sqft
Year built
2003
Type
Residential
Lot
0.3 ac
Garage
2
HOA
$25/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
455
Elementary
Emma Love Hardee
Middle
Fernandina Beach
High school
Fernandina Beach

Welcome to this fabulous, fully renovated move-in ready 3-bedroom, 2-bath ranch home nestled on a large .30-acre lot in highly sought-after Fernandina Beach. Step inside to a bright open kitchen-living concept that's ideal for today's indoor/outdoor Florida lifestyle. The dream kitchen features an island that is a true centerpiece with beautiful Quartz countertops. This is perfect for casual dining or gathering with friends. The kitchen has a spacious pantry, great counter workspace, and abundant cabinet storage for every kitchen gadget imaginable. From the kitchen, take your party or quiet meal to the screened lanai to dine al fresco. The entire home boasts beautiful hardwood flooring, with stylish tile in the bathrooms and laundry room. Fresh interior paint gives the home a clean, updated feel throughout. The extra-large primary suite is a wow factor! Complete with double door entry, a luxurious en suite bathroom features a sleek stand-alone tub, double vanity, modern glass-enclosed shower with high-end finishes, and thoughtful updates. This home has a fully fenced backyard for privacy, great for kids and dog lovers. It has plenty of room for a pool and expanding your garden oasis for relaxing or entertaining. Situated in a prime location, this home offers the best of coastal living just minutes from the beach, shopping, and dining. Make this beauty your new home!

What to check on this one

  • Verify roof age and get 4-point inspection; built 2003 may hit insurer thresholds soon.
  • Confirm flood zone designation with FEMA map; obtain elevation certificate if AE/VE.
  • Review HOA docs for rental restrictions; confirm $25/mo fee and any special assessments.
  • Inspect plumbing for polybutylene or cast-iron; 2003 build may have either.
  • Get HVAC service records and verify unit age; critical in Northeast Florida heat/humidity.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,280/mo
Property tax (1.1% eff., Nassau Co.)$403/mo
Homeowners insurance (est.)$292/mo
HOA$25/mo
All-in monthly (est.)$3,000/mo

Loan $351,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 8:09 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.