Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$240,000

242 MANGO Drive, Palatka, FL 32177

Rolling Hills

Price
$240,000
Beds / Baths
4 / 2
Living area
1,534 sqft
Year built
2007
Type
Residential
Lot
0.26 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
185

Motivated Seller! Don't miss this lovely 4-bedroom, 2-bath home with a one-car garage, ideally located in the heart of Palatka. Enjoy the convenience of city water and sewer, along with a fully fenced backyard - perfect for pets, play, or outdoor entertaining. The home offers a smart split-bedroom floor plan, a spacious living room and an open layout that connects seamlessly to the dining area and kitchen. Just minutes from shopping, schools, and local amenities, this home is perfectly positioned for your next move or your next investment.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone
  • Get roof inspection report—2007 home at 17 years, verify condition and remaining life
  • Confirm city water/sewer connection and obtain 12-month service history
  • Order 4-point inspection and wind-mitigation report for insurer requirements
  • Verify no polybutylene plumbing; inspect visible cast-iron drain lines if present

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,245/mo
Property tax (1.1% eff., Putnam Co.)$220/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,757/mo

Loan $192,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Jan 29, 2026, 8:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.