Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$825,000

95085 SEYMORE Lane, Fernandina Beach, FL 32034

Seymore Point

Price
$825,000
Beds / Baths
2 / 1
Living area
1,087 sqft
Year built
1996
Type
Residential
Lot
0.68 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
401
Elementary
Emma Love Hardee
Middle
Fernandina Beach
High school
Fernandina Beach

$759/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 199% above the area's closed prices. Condition and lot vary; that's what a showing is for.

HUGE Price adjustment!!! Your chance to own a little slice of Heaven! Absolutely incredible views from this deep water homesite. This property is picturesque with its mature oaks, Spanish moss and private setting on the water. Perfect for weekend getaways or a second home. This dock could be modified to accommodate a larger-sized boat. Alligator Creek is navigable water that directly connects to the Intracoastal waterway. Whether you like fishing, water sports or cruising, this property has it all. The home is raised on stilts and there has never been any flooding issues on the interior of the home. Large living room with built-in entertainment center which also gives you panoramic views inside or from the wraparound deck. Lower level includes picnic area, storage, laundry and even an elevator to the second level. Property is on an artesian well and septic and also includes a large shed and carport. If you want to get away from it all and find serenity, this is the place for you

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for waterfront property.
  • Get 4-point inspection and wind-mitigation report—home is 30 years old.
  • Inspect roof age; confirm insurance carrier will cover waterfront home.
  • Review septic system inspection records and well water quality test results.
  • Confirm dock condition, riparian rights, and any Army Corps permits required.
  • Verify elevator maintenance records and operational status.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,281/mo
Property tax (1.1% eff., Nassau Co.)$756/mo
Homeowners insurance (est.)$481/mo
All-in monthly (est.)$5,518/mo

Loan $660,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 1:33 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.