$359,900
3964 GAREYS FERRY Way, Middleburg, FL 32068, Middleburg, FL 32068
Jennings Farm
- Price
- $359,900
- Beds / Baths
- 3 / 2
- Living area
- 1,247 sqft
- Year built
- 2025
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $110/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 403
- Elementary
- Middleburg
- Middle
- Lake Asbury
- High school
- Middleburg
$289/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 60% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Step into the Caroline, a thoughtfully crafted 3-bedroom, 2-bathroom home that proves you don't need excess square footage to enjoy spacious living. This bright and open floor plan maximizes every inch with smart, functional layout choices that create a seamless flow from room to room. The heart of the home is a spacious living area that opens to a modern kitchen, perfect for entertaining or everyday relaxation. Natural light fills the space, creating a warm and inviting atmosphere. The primary suite offers a private retreat with an en-suite bathroom and ample closet space, while two additional bedrooms offer flexibility for a growing family, home office, or guest space. Step outside to enjoy the covered porch—ideal for morning coffee or evening gatherings, rain or shine. The Caroline is where simplicity meets style—offering everything you need, without compromise.
What to check on this one
- Verify HOA $110/mo covers what services, reserve fund status, any special assessments pending
- Confirm exact flood zone designation and obtain elevation certificate if in AE/VE
- Review builder warranty documentation—coverage terms, transferability, remaining duration
- Request builder's 1-year walk-through inspection report and any defect corrections made
- Verify builder's insurance claim history and lender approval status for this community
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $287,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of LGI REALTY - FLORIDA, LLC. Data via realMLS (Northeast Florida MLS), updated Jun 5, 2026, 6:31 PM.
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