$199,900
314 PALMETTO Avenue, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043
Palmetto Cove
- Price
- $199,900
- Beds / Baths
- 2 / 1
- Living area
- 968 sqft
- Year built
- 1950
- Type
- Residential
- Lot
- 0.29 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 397
Seller will pay Closing costs with an acceptable offer. A one year home warranty & one year of Insurance Premiums will be paid with an acceptable offer. Whether you're looking for a charming residence, professional office, live-work space, AirBNB or future investment property, this location provides flexibility that traditional residential homes simply cannot offer. The home features a 2025 roof, HVAC system, water heater, renovated bathroom, & late model Whirlpool Appliances. One street off Orange avenue on a .29 acre corner lot, the property has strong long-term growth potential as Green Cove Springs continues to invest in downtown revitalization & business. Furniture can stay with an acceptable offer. The days on the market is high because we had title issues that were completely cleared in May 2026. The property should qualify for all financing types including VA & FHA.
What to check on this one
- Verify 2025 roof installation date and get roofing contractor receipt.
- Confirm HVAC, water heater, and appliance warranty coverage details in writing.
- Order 4-point inspection (1950 home may need wind-mitigation report for insurance).
- Verify title clearance documentation and obtain title insurance commitment.
- Check flood zone designation via FEMA map; request elevation certificate if needed.
- Confirm FHA/VA loan eligibility with lender—verify no remaining title encumbrances.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $159,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of PUBLIC SERVICES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 11:36 PM.
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