$475,000
2017 CLINCH Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
City Of Fernandina Beach
- Price
- $475,000
- Beds / Baths
- 5 / 2
- Living area
- 4,264 sqft
- Year built
- 1949
- Type
- Residential
- Lot
- 0.6 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 371
- Elementary
- Emma Love Hardee
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
$111/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 56% below the area's closed prices. Property is 56% below area average due to both structures requiring major repairs or replacement; commercial tenant provides income potential during rehabilitation.
Great opportunity to build your dream home and business on Amelia Island, close to downtown Historic Fernandina and the beach! The commercial building is currently hosting a tenant and could possibly be remodeled. The home and detached garage with upstairs apartment are in need of major repairs but likely replacement. Call agent for more details.
What to check on this one
- Verify actual flood zone designation with FEMA map; get elevation certificate if AE/VE
- Roof age and condition — 77-year-old frame likely needs full inspection and replacement estimate
- Obtain 4-point inspection; verify homeowner's insurance availability given age and condition
- Confirm commercial tenant lease terms, lease end date, and income documentation
- Title search for any liens, code violations, or demolition orders on structures
- Septic and well system functionality; obtain service records and pumping history
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $380,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Apr 25, 2026, 3:40 PM.
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