Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$95,000

428 VERMONT Avenue, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Idlewild Park

Price
$95,000
Beds / Baths
2 / 1
Living area
0 sqft
Year built
1970
Type
Residential
Lot
0.35 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
414

Investment Opportunity This 2-bedroom, 1-bathroom property is situated on a flat lot backing to a wooded area, offering additional privacy. The property is located approximately 5 minutes from the St. Johns River and near Green Cove Park. The existing home requires substantial renovation and is suitable for buyers seeking a rehabilitation project. Buyer to verify all information. Property is being sold AS IS, with no repairs or warranties expressed or implied by the seller.

What to check on this one

  • Verify flood zone designation via FEMA flood map—unknown status is a red flag for financing.
  • Get 4-point inspection; home is 1970—roof age, plumbing type, electrical, HVAC all critical.
  • Confirm septic system functionality and any well service history in writing.
  • Check for polybutylene or cast-iron plumbing; both create insurability and resale issues.
  • Obtain scope of work estimate; 'substantial renovation' needs clarity before offer.
  • Verify property lines and wetland/environmental restrictions on 0.35-acre lot backing woods.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$493/mo
Property tax (1.1% eff., Clay Co.)$87/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$872/mo

Loan $76,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 12:54 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.