$385,000
95182 TIMBERLAKE Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Timberlake
- Price
- $385,000
- Beds / Baths
- 5 / 3
- Living area
- 2,508 sqft
- Year built
- 2017
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $74/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 410
- Elementary
- Yulee
- Middle
- Yulee
- High school
- Yulee
$154/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 40% below the area's closed prices. This home is priced 39% below the area's median, likely due to its 409 days on market; ask the listing agent why it hasn't sold despite appealing features.
Spacious 5BR/3BA home in Fernandina Beach with 2,508 SF of open living space. Features include stainless steel appliances, large kitchen island, and bright, airy layout. Enjoy a generous backyard perfect for relaxing or entertaining. Close to beaches, top-rated schools, and shopping.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
- Request roof inspection report; confirm shingles/materials installed 2017, insurer-acceptable.
- Obtain HOA documentation: bylaws, financials, reserve study, any pending assessments.
- Confirm all stainless steel appliances included in sale; check warranty transfer eligibility.
- Request homeowner insurance quote now—Nassau County insurers may have capacity/rate constraints.
- Verify property survey exists; confirm lot lines and easements before closing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $308,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MARK SPAIN REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 10:34 PM.
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