Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$190,000

4950 VERMONT Road, Jacksonville, FL 32209, Jacksonville, FL 32209

Carver Manor

Price
$190,000
Beds / Baths
4 / 2
Living area
1,632 sqft
Year built
1964
Type
Residential
Lot
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
405

$116/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 7% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Home is tenant occuipied, please do not disturbed. Nice concrete block home, on corner lot with a 2 car detached garage, fenced back yard. Formal living room with den/family room

What to check on this one

  • Verify roof age and get 4-point inspection before underwriting.
  • Order elevation certificate if property is in flood zone AE or VE.
  • Inspect for polybutylene plumbing (pre-1995 era) and cast-iron issues.
  • Confirm tenant occupancy terms and lease end date with seller.
  • Get septic system inspection if on well/septic; verify service history.
  • Have structural engineer evaluate concrete block foundation for cracks.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$986/mo
Property tax (1.1% eff., Duval Co.)$174/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,452/mo

Loan $152,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CB ISAAC REALTY. Data via realMLS (Northeast Florida MLS), updated Jul 23, 2026, 5:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.