Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$579,000

85488 SAGAPONACK Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

North Hampton

Price
$579,000
Beds / Baths
5 / 4
Living area
2,644 sqft
Year built
2006
Type
Residential
Lot
0.33 ac
Garage
2
HOA
$219/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
380
Elementary
Yulee
Middle
Yulee
High school
Yulee

$219/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 14% below the area's closed prices. Condition and lot vary; that's what a showing is for.

NEW ROOF + BOTH HVAC SYSTEMS REPLACED + EXTENSIVE UPDATES! This move-in-ready 5-bedroom, 3.5-bath North Hampton home offers approximately 2,644 SF, a desirable first-floor primary suite, flexible living space, and significant recent improvements inside and out. Major updates include a 30-year architectural shingle roof (2023), downstairs HVAC replaced June 2026, upstairs HVAC replaced July 2026, new carpeting throughout, and fresh interior and exterior paint. The spacious main living area features a custom built-in feature wall with electric fireplace, creating an inviting focal point for everyday living and entertaining. Thoughtful upgrades continue throughout the home, including built-in closet systems, a renovated powder bath with updated finishes and fixtures, and a decked attic above the garage providing valuable additional storage. AT&T Fiber has also been brought to the home. Outside, enjoy a fully fenced backyard and screened outdoor living area with new screening, offering plenty of space to relax, entertain, or play. Exterior stucco repairs and painting were completed in 2024, and the irrigation system has been improved with repaired lines, additional zones, and an upgraded controller. The versatile two-story floor plan provides plenty of room for today's needs, with a first-floor primary suite plus four additional bedrooms that can accommodate family, guests, home offices, fitness, or hobby space. Located in the sought-after North Hampton community, residents enjoy access to an impressive collection of neighborhood amenities and recreation.

What to check on this one

  • Verify flood zone designation via Nassau County Property Appraiser or FEMA map.
  • Request HOA documents: covenants, rules, financial statements, and any pending assessments.
  • Confirm both HVAC replacements occurred June–July 2026 with warranties and service records.
  • Obtain roof warranty details and confirm 30-year shingle installation date (2023).
  • Verify stucco repair/paint work (2024) included proper permits and warranty coverage.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,004/mo
Property tax (1.1% eff., Nassau Co.)$531/mo
Homeowners insurance (est.)$338/mo
HOA$219/mo
All-in monthly (est.)$4,092/mo

Loan $463,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 6:26 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.