Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$575,000

8515 FLORENCE COVE Road, St. Augustine, FL 32092

Florence Cove

Price
$575,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.11 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
398
Elementary
Wards Creek
Middle
Pacetti Bay
High school
Bartram Trail

8/2026 NEW riverfront bulkhead completed. See pics & video. The canvas to develop your riverfront dream home on a historic piece of Old Florida. Reside in a segment of William Bartram's 500 acre tract where Bartram attempted to operate a rice farm before abandoning the settlement in 1766. The area would later be part of a 1,000 acre land grant to Captain William Rainsford in 1768, becoming part of many settlements that would evolve along Six Mile Creek. Today, the area represents an example of pastoral Florida charm progressing into an expanding suburban corridor. This 1 acre parcel is your point of departure to the St. Johns River with 100' of SE waterfront exposure. Encompassing 31 lots, Florence Cove is an enclave canopied by live oaks & roaming with peacocks. The 400'+ deep lot offers an area to construct a residence that balances a natural & private location. No HOA. Building setbacks: 25' front; 8' side; 10' back. See MLS# 2097195 for possible home build.

What to check on this one

  • Verify flood zone designation and elevation certificate requirements for riverfront construction.
  • Confirm St. Johns County building permits, setbacks (25' front, 8' side, 10' back), and waterfront construction rules.
  • Review bulkhead maintenance responsibility and any homeowner contribution agreements for shared infrastructure.
  • Check title for riparian rights, water access restrictions, and deed covenants affecting riverfront use.
  • Confirm utility availability (water, sewer, electric, internet) to 1-acre parcel before design.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,984/mo
Property tax (1.1% eff., St. Johns Co.)$527/mo
Homeowners insurance (est.)$335/mo
All-in monthly (est.)$3,846/mo

Loan $460,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Sep 2, 2026, 9:12 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.