$1,329,000
82 CORTEZ Avenue, St. Augustine, FL 32080
Cortez on the Water
- Price
- $1,329,000
- Beds / Baths
- 4 / 4
- Living area
- 2,867 sqft
- Year built
- 2025
- Type
- Condo
- Lot
- —
- Garage
- 2
- HOA
- $1,276/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 427
- Middle
- Sebastian
- High school
- St. Augustine
$464/sqft asking, vs a $373/sqft median across 324 closed sales in 32080 over the last 12 months — 24% above the area's closed prices. Condition and lot vary; that's what a showing is for.
*Private rooftop terraces redefine the living experience at Cortez on the Water, creating a seamless indoor-outdoor lifestyle with breathtaking panoramic views, private elevator access to the rooftop level, and the option for a builder upgrade to add an interior stairway connection* Welcome to 82 Cortez within Cortez on the Water - an exclusive enclave of 30 luxury waterfront residences nestled on Anastasia Island along the Intracoastal Waterway. Capturing sweeping views of the Intracoastal, Salt Run, the iconic St. Augustine Lighthouse, and the downtown skyline, this beautifully appointed Sailfish floor plan is perfectly positioned just minutes from historic downtown, Anastasia State Park, and the area's most celebrated coastal destinations. This 2,867 SF three-story residence with rooftop living includes a private in-unit elevator, deeded boat slip with direct deep water access, and an oversized two-car garage with sleek epoxy-coated flooring for a clean, polished finish. A grand, wide-plank polished finish. A grand, wide-plank staircase with flared entry design creates an impressive sense of arrival, while the paverstone driveway enhances the home's timeless curb appeal.a stylish full bath, a dedicated laundry room, and direct access to a covered patio with tranquil marina and water views. On the second floor, the spacious primary suite is a serene retreat, featuring a spa-inspired oversized bath, a customized walk-in closet, and a private covered balcony overlooking a tranquil pond with views of the Intracoastal beyond. Two additional bedrooms and a full bath complete this level. The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen features a striking waterfall-edge quartz island with a shiplap design and abundant storage, sleek countertops, an upgraded refrigerator, designer cabinetry, and a stainless steel chef-grade gas cooktop with an upgraded hood vent. The kitchen backsplash and spa-inspired bathrooms carry the luxury coastal modern design throughout the home. Wide-plank wood flooring extends throughout the residence, while the spa-inspired primary bath features large-format ceramic tile in warm grey and cream tones that cascades seamlessly into the oversized shower. A casual dining nook off the kitchen opens to a private balcony with expansive views of the surrounding coastal landscape. The open dining area transitions seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. From the front windows, enjoy incredible views of the historic St. Augustine Lighthouse. Additional features include a tankless water heater and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character. Enjoy resort-style amenities including a waterfront heated pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seating perfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living. ***Select builder upgrades still available
What to check on this one
- Obtain and review Cortez on the Water condo declaration, bylaws, and latest financial statements.
- Verify flood zone designation and request elevation certificate for Intracoastal Waterway waterfront property.
- Confirm boat slip deed, maintenance fees, and access rights with HOA/marina management.
- Review builder warranty coverage and any remaining construction defect claim windows.
- Request condo milestone inspection (SIRS) report if available; check reserve funding status.
- Verify private elevator maintenance plan and associated costs beyond $1,276/mo HOA fee.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,063,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HOUSE & HAVEN. Data via realMLS (Northeast Florida MLS), updated May 29, 2026, 4:21 PM.
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