Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,100,000

15 COMARES Avenue, St. Augustine, FL 32080, St. Augustine, FL 32080

Cortez on the Water

Price
$1,100,000
Beds / Baths
4 / 4
Living area
2,872 sqft
Year built
2022
Type
Condo
Lot
Garage
2
HOA
$1,278/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
431
Middle
Sebastian
High school
St. Augustine

$383/sqft asking, vs a $373/sqft median across 324 closed sales in 32080 over the last 12 months — 3% above the area's closed prices. Condition and lot vary; that's what a showing is for.

*Private rooftop terraces redefine the living experience at Cortez on the Water, creating a seamless indoor-outdoor lifestyle with breathtaking panoramic views, private elevator access to the rooftop level, and the option for a builder upgrade to add an interior stairway connection* Welcome to 15 Comares within Cortez on the Water - an exclusive enclave of 30 luxury waterfront residences nestled on Anastasia Island along the Intracoastal Waterway. Capturing panoramic views of Salt Run, the Intracoastal, the historic St. Augustine Lighthouse, and the downtown skyline, this beautifully appointed Swordfish floor plan is perfectly positioned just minutes from historic downtown, Anastasia State Park, and the area's most celebrated coastal destinations. This 2,872 sq ft three-story residence with rooftop living includes a private in-unit elevator, deeded boat slip with direct deep water access, and an oversized two-car garage with freshly painted flooring for a clean, finished look. A grand, wide-plank staircase with flared entry design creates a striking first impression, while the paverstone driveway enhances the home's timeless curb appeal. The first floor features a private guest suite or flexible entertainment space pre-plumbed for a wet bar (optional upgrade),a stylish full bath, a dedicated laundry room, and direct access to a covered patio with tranquil water views. On the second floor, the spacious primary suite is a serene retreat, offering a spa-inspired oversized bath, a large walk-in closet, and a private covered balcony overlooking a tranquil pond with views of the Intracoastal beyond. Two additional bedrooms and a full bath complete this level. The third floor showcases a bright, fully open floor plan thoughtfully designed for entertaining and everyday living. The gourmet kitchen features sleek quartz countertops with abundant workspace, a large island with additional storage, high-end stainless steel appliances, a gas cooktop, and designer cabinetry. Luxury vinyl plank flooring flows throughout, creating a warm modern coastal feel. A casual dining nook off the kitchen opens to a private balcony with expansive views of the surrounding coastal landscape. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. From the front windows, enjoy an incredible view of the historic St. Augustine Lighthouse. Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character. Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seating perfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living. **Select builder upgrades still available.

What to check on this one

  • Obtain condo milestone inspection report and SIRS compliance status.
  • Verify HOA $1,278/mo covers all fees; request 12-month budget + reserve study.
  • Confirm flood zone designation and obtain elevation certificate for waterfront location.
  • Request HOA rental restriction policy—verify short-term-rental eligibility if planned.
  • Review boat slip deed and Intracoastal access rights; confirm transferability.
  • Inspect private elevator maintenance records and service contract terms.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,708/mo
Property tax (1.1% eff., St. Johns Co.)$1,008/mo
Homeowners insurance (est.)$642/mo
HOA$1,278/mo
All-in monthly (est.)$8,636/mo

Loan $880,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HOUSE & HAVEN. Data via realMLS (Northeast Florida MLS), updated Jun 11, 2026, 4:54 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.