$1,450,000
35 CORTEZ Avenue, St. Augustine, FL 32080
Cortez on the Water
- Price
- $1,450,000
- Beds / Baths
- 4 / 4
- Living area
- 2,872 sqft
- Year built
- 2024
- Type
- Condo
- Lot
- —
- Garage
- 2
- HOA
- $1,278/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 431
- Middle
- Sebastian
- High school
- St. Augustine
$505/sqft asking, vs a $374/sqft median across 299 closed sales in 32080 over the last 12 months — 35% above the area's closed prices. Condition and lot vary; that's what a showing is for.
*Private rooftop terraces redefine the living experience at Cortez on the Water, creating a seamless indoor-outdoor lifestyle with breathtaking panoramic views, private elevator access to the rooftop level, and the option for a builder upgrade to add an interior stairway connection* Welcome to 35 Cortez within Cortez on the Water-an exclusive enclave of 30 luxury waterfront residences gracefully positioned along the Intracoastal Waterway. This beautifully appointed Swordfish floor plan offers captivating views of Salt Run, the Intracoastal, and the downtown skyline. Ideally located minutes from Anastasia State Park, award-winning restaurants, and the vibrant energy of coastal living, this residence delivers refined design and effortless luxury. This 2,872 SF three-story home with rooftop enjoyment includes a private in-unit elevator, deeded 40' boat slip with direct deep water access, and an oversized two-car garage. A grand, wide-plank staircase with a flared entry design creates an impressive first impression, while the paverstone driveway enhances the home's timeless coastal curb appeal. The first floor features a private guest suite or flexible entertainment space pre-plumbed for a wet bar (optional upgrade), a stylish full bath, a dedicated laundry room, and direct access to a covered patio with tranquil marina and water views. On the second floor, the spacious primary suite is its own retreat, offering a spa-inspired oversized bath, a large walk-in closet, and a private covered balcony overlooking the Intracoastal. Two additional bedrooms and a full bath complete this level. The third floor showcases a bright, fully open floor plan thoughtfully designed for effortless entertaining and everyday living. The gourmet kitchen features a waterfall-edge quartz island with ample storage, high-end stainless steel appliances, an electric range, and designer cabinetry. A casual dining nook off the kitchen opens to a private balcony with expansive views of the Intracoastal Waterway, heated pool, and the surrounding community. The open dining area flows seamlessly into the spacious living room, which extends onto a second covered balcony overlooking the marina and Intracoastal. Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character. Enjoy resort-style amenities including a waterfront pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seating perfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of coastal St. Augustine living. Select builder upgrades still available. *3D virtual tour is of a similar floor plan within the same building and is provided for layout and design perspective. Tour reflects a staged/furnished end-unit model; the 35 Cortez is an interior unit and is offered unfurnished. Finishes, views, and features may vary.
What to check on this one
- Verify exact flood zone & elevation certificate for Intracoastal waterfront location
- Request condo milestone inspection report & reserve study age
- Confirm HOA $1,278/mo covers what; check rental restriction rules
- Review builder rooftop stairway upgrade cost & timeline before close
- Verify boat slip deed transfer process & maintenance fee responsibility
- Inspect private elevator maintenance plan & service provider contact
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,160,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HOUSE & HAVEN. Data via realMLS (Northeast Florida MLS), updated Aug 15, 2026, 3:42 PM.
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