$1,999,000
47 CORTEZ Avenue, St. Augustine, FL 32080
Cortez on the Water
- Price
- $1,999,000
- Beds / Baths
- 4 / 4
- Living area
- 2,872 sqft
- Year built
- 2024
- Type
- Condo
- Lot
- —
- Garage
- 2
- HOA
- $1,278/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 431
- Middle
- Sebastian
- High school
- St. Augustine
*Private rooftop terraces redefine the living experience at Cortez on the Water, creating a seamless indoor-outdoor lifestyle with breathtaking panoramic views, private elevator access to the rooftop level, and the option for a builder upgrade to add an interior stairway connection* Welcome to 47 Cortez - the premier end unit within Cortez on the Water, an exclusive enclave of 30 luxury waterfront residences nestled on Anastasia Island along the Intracoastal Waterway. Capturing panoramic views of Salt Run, the Intracoastal, and the iconic St. Augustine Lighthouse, this coveted end-unit home is perfectly positioned just minutes from historic downtown, Anastasia State Park, and the city's most beloved coastal dining and attractions. This 2,872 SF three-story residence with rooftop living features a private in-unit elevator, deeded boat slip with deep water access, and an oversized two-car garage with sleek epoxy-coated flooring. A grand, wide-plank staircase with a flared entry design creates a striking first impression, while the paverstone driveway adds timeless curb appeal in harmony with the coastal architectural style.covered patio with marina and water views. The guest suite is also pre-plumbed for a bar area (optional upgrade).marina and water views. On the second floor, the expansive primary suite offers a serene retreat with a custom-designed walk-in closet, spa-inspired bath, oversized shower, dual vanities, and a private covered balcony with tranquil views of the Intracoastal and beyond. Two additional light-filled bedrooms and a full bath complete this level. The third floor is the heart of this exceptional residence, thoughtfully designed for both everyday living and elegant entertaining. The chef's kitchen features a striking waterfall-edge quartz island with abundant storage, tasteful modern backsplash, custom cabinetry, and upgraded stainless steel appliances. The adjacent dining area opens to a private balcony that captures sweeping views of the Intracoastal Waterway, heated pool, and the surrounding coastal community. The spacious living area extends onto a second large covered balcony overlooking the marina and intracoastal, while front-facing windows frame unobstructed vistas of the iconic St. Augustine Lighthouse. Distinctive ceiling treatments and modern finishes enhance the refined coastal aesthetic throughout this spectacular end unit. Additional features include wide-plank wood flooring throughout, a tankless water heater, and pre-plumbing for a water softener in the garage. Stylish details and modern finishes enhance the residence's refined coastal character. Enjoy resort-style amenities including a waterfront heated pool, hot tub, private marina access, and a covered poolside lanai featuring ample counter space for serving and an island with bar seating perfect for effortless outdoor entertaining. Cortez on the Water offers timeless design, exceptional craftsmanship, and the best of luxury island living in Northeast Florida. **Select builder upgrades still available.
What to check on this one
- Verify exact flood zone designation and obtain elevation certificate from seller.
- Review condo declaration, budget, reserve study, and any pending special assessments.
- Confirm HOA $1,278/mo includes insurance, reserves, and obtain 12-month financials.
- Inspect deeded boat slip deed—verify ownership transfer and any maintenance obligations.
- Confirm private elevator and rooftop terrace are included in unit deed, not common area.
- Request builder upgrade stairway documentation and verify any remaining warranty coverage.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,599,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HOUSE & HAVEN. Data via realMLS (Northeast Florida MLS), updated Jul 23, 2026, 2:58 PM.
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