Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$985,000

890 A1A BEACH Boulevard 39, St. Augustine, FL 32080

Sea Winds

Price
$985,000
Beds / Baths
3 / 4
Living area
1,600 sqft
Year built
1982
Type
Condo
Lot
Garage
1
HOA
$1,424/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
435

$616/sqft asking, vs a $374/sqft median across 299 closed sales in 32080 over the last 12 months — 65% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Fully Furnished with great rental history, oceanfront beautifully designed 3 story townhome in a gated St. Augustine Beach community. With 3 bedrooms, 3.5 baths, a 1 car garage & oceanfront balconies on every floor, this spacious home is perfect for enjoying panoramic views & ocean breezes. The 1st floor features a guest suite with a private bath & balcony, a second guest bedroom, a full bath, plus a laundry room. On the 2nd floor is an open concept living room with an oceanfront balcony, kitchen with granite countertops, stainless steel appliances & a charming breakfast nook with its own balcony plus a half bath for guests. On the 3rd floor, the private master suite is a true retreat with its own oceanfront balcony & en suite bath. All tile flooring throughout makes maintenance a breeze. Enjoy gated beach access, a community pool, & clubhouse. Currently operating as a successful STR this property is ideal a primary home or vacation retreat.

What to check on this one

  • Verify condo milestone inspection (1982 building—likely due soon or overdue).
  • Request SIRS report and latest reserve study from HOA.
  • Confirm flood zone designation and obtain elevation certificate.
  • Review HOA short-term rental rules—verify STR legality ongoing.
  • Get roof age, last replacement date, and remaining warranty.
  • Confirm 4-point inspection and wind-mitigation report availability.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,111/mo
Property tax (1.1% eff., St. Johns Co.)$903/mo
Homeowners insurance (est.)$575/mo
HOA$1,424/mo
All-in monthly (est.)$8,013/mo

Loan $788,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Jul 14, 2026, 10:57 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.