Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$689,000

1601 OCEAN Drive S 104, Jacksonville Beach, FL 32250

Seascape Condo

Price
$689,000
Beds / Baths
3 / 2
Living area
1,274 sqft
Year built
1974
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$1,658/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
429

$541/sqft asking, vs a $380/sqft median across 254 closed sales in 32250 over the last 12 months — 42% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Enjoy direct ocean views from every room in this 2nd level condo in Seascape Condominiums. This 3-bedroom floor plan is currently configured as a 2-bedroom with a spacious dining room in place of the third bedroom (easily converted back if desired). Each room offers direct balcony access and panoramic views of the Atlantic, creating an ideal blend of indoor-outdoor coastal living. This unit also includes access to Seascape's resort-style amenities, including two oceanfront pools, a fitness room, sauna, and outdoor grilling area. Condo association also has on-site management. This unit is the perfect blank canvas for a buyer ready to create their dream oceanfront retreat!

What to check on this one

  • Pull Seascape condo milestone inspection & SIRS report (52-year-old building requires detailed reserve study).
  • Verify HOA $1,658/mo covers all—insurance, reserves, roof replacement timeline, recent special assessments.
  • Obtain flood zone determination & elevation certificate; confirm insurer will cover oceanfront condo at this age.
  • Request 4-point inspection & wind-mitigation report; confirm roof age and last major structural updates.
  • Review condo bylaws for rental restrictions and lease transfer rules if applicable to your plans.
  • Inspect balcony condition, sealant integrity, and any deferred maintenance flagged in association records.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,575/mo
Property tax (1.1% eff., Duval Co.)$632/mo
Homeowners insurance (est.)$402/mo
HOA$1,658/mo
All-in monthly (est.)$6,267/mo

Loan $551,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Jul 31, 2026, 12:41 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.