Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$419,900

404 ORCHARD PASS Avenue, Ponte Vedra, FL 32081, Ponte Vedra, FL 32081

Riverwood By Del Webb

Price
$419,900
Beds / Baths
2 / 2
Living area
1,815 sqft
Year built
2020
Type
Condo
Lot
Garage
1
HOA
$235/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
433

$231/sqft asking, vs a $222/sqft median across 39 closed sales in 32081 over the last 12 months — 4% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Sun-filled, updated end-unit condo with open layout, screened porch, and custom closets. This move-in-ready home offers abundant natural light, extra privacy, and a modern open-concept design. The kitchen features stainless steel appliances, granite countertops, and updated lighting—ideal for everyday living and entertaining. Thoughtfully designed custom closet systems provide excellent storage and organization. Enjoy year-round relaxation on the spacious covered, screened porch. Located in the desirable Del Webb 55+ community, this beautifully maintained home offers low-maintenance living with resort-style amenities including a clubhouse, fitness center, indoor and outdoor pools, tennis courts, walking trails, and a full social calendar. Convenient to shopping, dining, and healthcare. Perfect for downsizing or a second home. Rare End Unit

What to check on this one

  • Confirm actual flood zone designation and elevation certificate requirement.
  • Obtain current CDD bond payoff amount and remaining assessment schedule.
  • Request HOA docs: bylaws, financials, reserve study, rental restriction rules.
  • Verify 55+ age restriction enforcement and transfer eligibility requirements.
  • Review condo milestone inspection reports if available; request SIRS status.
  • Confirm HOA/CDD fee breakdown and any pending special assessments.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,179/mo
Property tax (1.1% eff., St. Johns Co.)$385/mo
Homeowners insurance (est.)$292/mo
HOA$235/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$3,258/mo

Loan $335,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jan 18, 2026, 2:52 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.