Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,299,000

7790 A1A 103, St. Augustine, FL 32080

Bella Mar Condo

Price
$1,299,000
Beds / Baths
4 / 3
Living area
2,278 sqft
Year built
2001
Type
Condo
Lot
Garage
2
HOA
$1,600/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
453
Elementary
W. D. Hartley
Middle
Gamble Rogers
High school
Pedro Menendez

$570/sqft asking, vs a $373/sqft median across 324 closed sales in 32080 over the last 12 months — 53% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Experience oceanfront living in the heart of Crescent Beach in this rare 4-bedroom, 3-bath condominium offering 2,278 square feet of thoughtfully designed living space. Situated in an exclusive 8-unit building, this spacious residence features an open floor plan and a well-appointed kitchen with abundant cabinetry and storage, ideal for everyday living and entertaining. Enjoy expansive views with ocean sunrises and Intracoastal sunsets from the private balcony. Additional highlights include two garage parking spaces, a community pool, private dock, and direct beach access just steps away. Conveniently located near local dining, shopping, and historic downtown St. Augustine, this exceptional property offers a unique opportunity to enjoy coastal living at its finest.

What to check on this one

  • Verify actual flood zone designation and obtain elevation certificate for this oceanfront property.
  • Review condo declaration, bylaws, milestone inspection reports, and SIRS status (2001 building).
  • Confirm HOA $1,600/mo covers what; request 12-month financials and reserve study.
  • Inspect roof age and condition; verify insurer will cover oceanfront location.
  • Confirm private dock ownership, maintenance responsibility, and any estoppel/transfer requirements.
  • Review any short-term rental restrictions in condo documents before purchase.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$6,740/mo
Property tax (1.1% eff., St. Johns Co.)$1,191/mo
Homeowners insurance (est.)$758/mo
HOA$1,600/mo
All-in monthly (est.)$10,289/mo

Loan $1,039,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 2:55 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.