Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$360,000

232 S MAIN Street, Crescent City, FL 32112, Crescent City, FL 32112

Crescent Hill

Price
$360,000
Beds / Baths
3 / 1
Living area
1,260 sqft
Year built
1920
Type
Residential
Lot
0.44 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
415

$286/sqft asking, vs a $154/sqft median across 70 closed sales in 32112 over the last 12 months — 85% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Home on Lake Stella in Crescent City. that has been Remodeled. Lake Stella is a Beautiful Recreational Clear Water Lake great for swimming , Fishing , skiing and Jet Skis . This Lake has a Public Boat Ramp. The Home is close to Shopping and also Lake Crescent which also has a Public Boat Ramp.. Also not far to the St. Johns River and Lake George.

What to check on this one

  • Verify roof age—106-year-old home likely needs recent replacement; get inspector report.
  • Order 4-point inspection (roof, plumbing, electrical, HVAC) for 1920 construction.
  • Confirm actual flood zone via FEMA map; waterfront Lake Stella may trigger elevation certificate.
  • Check plumbing type—homes built 1920 often have cast iron; confirm if replaced.
  • Inspect foundation and structural integrity given age; get written engineer assessment.
  • Verify septic system (if applicable) and well water condition; request service history.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,868/mo
Property tax (1.1% eff., Putnam Co.)$330/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,490/mo

Loan $288,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Jun 3, 2026, 2:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.