Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,007

20536 NW 20TH Terrace, Brooker, FL 32622, Brooker, FL 32622

Metes & Bounds

Price
$499,007
Beds / Baths
4 / 3
Living area
2,475 sqft
Year built
2007
Type
Residential
Lot
5.09 ac
Garage
2
HOA
$17/mo
CDD
No
Flood zone
Unknown
County
Alachua
Days on market
349

Sturdy concrete block home in Brooker, FL—just 20 minutes from Gainesville—offers modern elegance and peaceful country living. Set on a spacious lot, this move-in-ready retreat features a brand-new kitchen with stainless appliances, open-concept living, elegant dining room, stylish parlor, and sunlit living room. The primary suite boasts a coffered ceiling, spa-like bath with soaking tub, dual vanities, and walk-in shower. Additional bedrooms provide comfort for family or guests. Enjoy a dedicated office nook, new water pump, and endless outdoor possibilities for gardening or entertaining. Experience the perfect blend of modern upgrades and timeless charm in this North Florida home. Schedule your private tour today! A dedicated operations nook provides a thoughtful space for a small office or creative pursuits. The primary suite is a sanctuary of comfort and style, with a coffered tray ceiling adding architectural interest. The ensuite bath is a spa-like escape, complete with a deep soaking tub, dual vanities, and an indulgent oversized shower. Additional bedrooms are equally well-appointed, offering serene retreats for family and guests. Outside, the sprawling lot presents endless possibilitieswhether it's gardening, outdoor entertaining, or simply soaking in the tranquility of your private slice of the countryside. With a brand-new water pump ensuring seamless comfort, this home blends luxury and practicality in perfect harmony.

What to check on this one

  • Verify roof age and get 4-point inspection—home is 19 years old, may affect insurance.
  • Confirm flood zone designation; obtain elevation certificate if in AE or VE zone.
  • Request water pump installation date and service records for new unit.
  • Verify septic system age, maintenance history, and last inspection date.
  • Obtain HOA documents confirming $17/mo fee structure and any restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,589/mo
Property tax (1.1% eff., Alachua Co.)$457/mo
Homeowners insurance (est.)$292/mo
HOA$17/mo
All-in monthly (est.)$3,355/mo

Loan $399,206 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 10:14 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.