$599,990
96100 PIRATES BLUFF Road, Yulee, FL 32097
Pirates Bluff
- Price
- $599,990
- Beds / Baths
- 5 / 4
- Living area
- 3,338 sqft
- Year built
- 2025
- Type
- Residential
- Lot
- 0.2161 ac
- Garage
- 2
- HOA
- $83/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 466
$180/sqft asking, vs a $186/sqft median across 933 closed sales in 32097 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Take advantage of this Builder's incentive: Adjustable 4.99% ©Jet HomeLoans Valid when closed by September, contact agent with additional questions or review full disclosure in attachments! Welcome to 96100 Pirates Bluff Rd in Yulee, FL--where space, style, and comfort come together. The Fernandina plan offers 5 bedrooms, 4 baths, and a versatile loft across 3,338 square feet of thoughtfully designed living space. This two-story home features a formal dining room and an open layout perfect for both quiet evenings and lively gatherings. The gourmet kitchen includes a mix of 42'' white and admiral cabinets, quartz countertops, a tile backsplash, 36'' cooktop with stainless vent hood, and a wall oven/microwave combo. A large island anchors the space, making it ideal for entertaining. Wood-look tile flooring flows through the main living areas. Located in Pirates Bluff, a peaceful community close to top schools, shopping, and just a short drive to Amelia Island beaches and I-95.
What to check on this one
- Verify actual flood zone designation with Nassau County—listing shows 'unknown', insurer/lender will require it
- Confirm builder warranty coverage details and transferability to next owner
- Get HOA documentation: covenants, rules, financial reserves, special assessments planned
- Review builder incentive terms—4.99% rate lock expiration, conditions, and lender requirements
- Inspect new construction for punch-list items and builder compliance before final walkthrough
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $479,992 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 6:36 PM.
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