$399,000
1071 WETLAND RIDGE Circle, Middleburg, FL 32068, Middleburg, FL 32068
Pine Ridge
- Price
- $399,000
- Beds / Baths
- 5 / 3
- Living area
- 2,592 sqft
- Year built
- 2014
- Type
- Residential
- Lot
- 0.15 ac
- Garage
- 2
- HOA
- $8/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 459
$154/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 15% below the area's closed prices. Condition and lot vary; that's what a showing is for.
* Ask about seller credit for repairs * Welcome to your future home in the sought-after Pine Ridge neighborhood! This spacious 2-story beauty offers 5 bedrooms, 2.5 baths, and 2,592 sq ft of well-designed living space. Built in 2014, this home features an open-concept kitchen with a walk-in pantry, a generous family room, and a versatile front room that is currently used as a home office but could also be turned into a formal dining area. All bedrooms and the laundry room are conveniently located upstairs, including a large primary suite with a spa-like ensuite bath—complete with a soaking tub, separate shower, and a huge walk-in closet. The backyard is perfect for entertaining or relaxing, and the 2-car attached garage offers plenty of storage. Situated nearby top-rated schools, and even though cosmetic updates are needed (especially flooring and paint), this home is full of potential. Don't miss this Pine Ridge gem schedule your showing today!
What to check on this one
- Verify roof age and get 4-point inspection quote before offer.
- Confirm flood zone designation; request elevation certificate if needed.
- Review all repair requests in writing; get seller credit scope in writing.
- Check HOA $8/mo covers what; request 12 months statements and bylaws.
- Inspect plumbing type (poly/cast-iron risk for 2014 build unlikely but verify).
- Confirm septic or municipal sewer service and get maintenance records.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $319,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FREEDOM REALTY GROUP LLC. Data via realMLS (Northeast Florida MLS), updated May 4, 2026, 9:45 PM.
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