Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$398,000

54 PEPPERPIKE Way, St. Augustine, FL 32092, St. Augustine, FL 32092

Trailmark

Price
$398,000
Beds / Baths
4 / 3
Living area
2,077 sqft
Year built
2022
Type
Residential
Lot
Garage
2
HOA
$10/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
463

$192/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 7% below the area's closed prices. Condition and lot vary; that's what a showing is for.

SHORT SALE LIST PRICE IS NOT BANK APPROVED YET...This Richmond Slate floorplan, known for being one of the best in the Seasons Line, features a covered front porch and a spacious great room layout with LVP flooring. The kitchen offers mocha cabinets, quartz countertops, and stainless steel appliances. The master suite includes a large walk-in closet, dual sinks, a garden tub, and a separate glass shower. Don't miss your chance to see this one!

What to check on this one

  • Confirm short sale bank approval status and expected timeline before proceeding.
  • Verify actual flood zone designation and obtain elevation certificate if AE/VE.
  • Request CDD bond payoff amount and confirm no special assessments pending.
  • Review 2022 builder warranty coverage and transfer requirements to new owner.
  • Inspect all appliances, LVP flooring, and quartz countertops for defects or damage.
  • Confirm HOA $10/mo covers what; check covenants for short-sale or resale restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,065/mo
Property tax (1.1% eff., St. Johns Co.)$365/mo
Homeowners insurance (est.)$292/mo
HOA$10/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,899/mo

Loan $318,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of NORTH FLORIDA REAL ESTATE PARTNERS INC. Data via realMLS (Northeast Florida MLS), updated Jun 30, 2026, 8:23 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.