Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$17,499

109 ARDEN Street, Georgetown, FL 32139, Georgetown, FL 32139

Lake George Manor

Price
$17,499
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.61 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
482
High school
Crescent City

Possible OWNER FINANCING This lot that is just over a half acre (.61) Zoned R2 for 2 Family Dwelling also zoned A2 (Agricultural for farming and animals) Enjoy the Back part of the property that has a spring fed pond. No HOA building restrictions. Just a short drive to Lake George, the second-largest lake, Outdoor enthusiasts will also love this area. Close to public boat ramp

What to check on this one

  • Verify flood zone designation—pull FEMA map for Georgetown, Putnam County location
  • Confirm R2 and A2 zoning permits intended use; obtain zoning letter from county
  • Inspect spring-fed pond for water rights, maintenance liability, and septic feasibility
  • Request survey plat showing lot lines, pond, and buildable area boundaries
  • Verify owner-financing terms in writing—rate, down payment, balloon clause, default terms
  • Check title for easements, liens, or deed restrictions affecting development

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$91/mo
Property tax (1.1% eff., Putnam Co.)$16/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$399/mo

Loan $13,999 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DEBORAH BERRY REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Dec 4, 2025, 8:48 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.