Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$215,000

12301 KERNAN FOREST Boulevard 302, Jacksonville, FL 32225, Jacksonville, FL 32225

Hammock Grove

Price
$215,000
Beds / Baths
3 / 2
Living area
1,530 sqft
Year built
2005
Type
Condo
Lot
0.01 ac
Garage
1
HOA
$320/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
489

$141/sqft asking, vs a $160/sqft median across 71 closed sales in 32225 over the last 12 months — 12% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Freshly cleaned. 3 bedroom, 2 bath unit with entrance on the ground level. The kitchen was renovated April 2024 with granite countertops, deep sinks, and LG appliance set. Fresh paint throughout unti, a bright open layout designed for comfortable everyday living. This gated community includes access to pool, playground, basketball courts, and other amenities in a convenient area with easy access to Mayport, beaches, St. Johns Town Center and downtown. Dining and shopping right down the street.

What to check on this one

  • Obtain condo milestone inspection and SIRS report from HOA — required for lender approval.
  • Request HOA financial docs, reserve study, and rental restriction policy in writing.
  • Verify flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm kitchen renovation permits pulled April 2024 — get contractor warranty docs.
  • Review HOA insurance declaration and ask about any pending special assessments.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,116/mo
Property tax (1.1% eff., Duval Co.)$197/mo
Homeowners insurance (est.)$292/mo
HOA$320/mo
All-in monthly (est.)$1,925/mo

Loan $172,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RIVER CITY REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 7:05 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.