Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$295,000

3106 LOWGAP Place, Green Cove Springs, FL 32043

Rolling Hills

Price
$295,000
Beds / Baths
3 / 2
Living area
1,404 sqft
Year built
2023
Type
Residential
Lot
0.24 ac
Garage
2
HOA
$10/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
456

$210/sqft asking, vs a $179/sqft median across 1,647 closed sales in 32043 over the last 12 months — 17% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to your dream home! This beautiful 3 bedroom, 2 bathroom house is nestled at the end of a quiet cul-de-dac, providing tranquility and privacy. The expansive backyard is larger than most in the neighborhood, ideal for outdoor activities or adding a pool. Inside, enjoy spacious bedrooms and inviting living areas. The master suite is a peaceful retreat with a walk-in closet and ensuite bath. The home comes with all kitchen appliances, plus a washer and dryer. A must see!

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Verify CDD bond payoff amount and remaining assessment obligations.
  • Request 4-point inspection and wind-mitigation report for insurer quotes.
  • Confirm roof warranty details and any remaining manufacturer coverage.
  • Review HOA covenants for pool installation rules and permit requirements.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,531/mo
Property tax (1.1% eff., Clay Co.)$270/mo
Homeowners insurance (est.)$292/mo
HOA$10/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,270/mo

Loan $236,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS JACKSONVILLE. Data via realMLS (Northeast Florida MLS), updated Sep 4, 2026, 3:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.