Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$324,990

3044 RUSTIC DEER Way, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Cross Creek

Price
$324,990
Beds / Baths
4 / 2
Living area
1,851 sqft
Year built
2023
Type
Residential
Lot
0.18 ac
Garage
2
HOA
$8/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
497
Elementary
Rideout
Middle
Lake Asbury
High school
Clay

$176/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 2% below the area's closed prices. Condition and lot vary; that's what a showing is for.

NEED TO MOVE NOW? WHY WAIT when there is a beautiful, newly built (end of Sept. 2023) 4-bedroom split floor plan, 2-full bathrooms, single story home in sought after Cross Creek community that is READY? The split bedroom layout ensures privacy with a luxurious primary suite that includes an ensuite bathroom with a tub/shower combo and two closets which includes a large walk-in closet. The remaining three bedrooms share the 2nd full bathroom. The kitchen features a large island and breakfast bar and is open to the dining area and spacious family room where you have room to entertain and that looks out to the large FENCED in back yard where you can relax at the end of the day. Also included is a two car garage. Residents have access to great amenities which include a clubhouse, fitness center, several pools, tennis court and playground ... to mention a few. It is located close to Fleming Island's shopping and services, including a quick ride to medical facilities and doctors, and a 25 minute trip to NAS JAX. THIS MAY JUST BE WHAT YOU HAVE BEEN WAITING FOR. Hope to see you soon.

What to check on this one

  • Verify flood zone designation—request FEMA map and elevation certificate for property.
  • Confirm CDD bond payoff amount and remaining assessment obligations.
  • Review Cross Creek HOA documents, CC&Rs, and rental restriction policies.
  • Inspect 2023 roof and HVAC—request builder warranty documentation.
  • Clarify clubhouse/amenity access terms and any additional monthly/annual fees beyond $8 HOA.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,686/mo
Property tax (1.1% eff., Clay Co.)$298/mo
Homeowners insurance (est.)$292/mo
HOA$8/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,451/mo

Loan $259,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of COMMUNITY REALTY ASSOCIATES. Data via realMLS (Northeast Florida MLS), updated Mar 7, 2026, 2:39 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.