Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$109,900

1339 MOUNT HERMAN Street, Jacksonville, FL 32209, Jacksonville, FL 32209

Stewarts Addn To Jax

Price
$109,900
Beds / Baths
3 / 1
Living area
868 sqft
Year built
1968
Type
Residential
Lot
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
449

$127/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 16% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Great cottage close to downtown, close to Greenway trail, UF Shands hospital. 3 BR, 1 BA, roof only a few years old, heater fairly new, new plumbing, paint, flooring, etc. Furniture package can convey with full price offer. Massive back yard can be used for extra parking, like an RV or a Semi.

What to check on this one

  • Verify actual roof age and material with roofer or seller disclosure—insurers scrutinize pre-1990s homes.
  • Confirm flood zone designation via FEMA map; get elevation certificate if in AE/VE zone.
  • Request plumbing scope: verify no polybutylene or cast-iron remains; inspect replaced sections.
  • Pull Duval County property appraiser records for any code violations or unpermitted work history.
  • Have inspector verify HVAC age claim and confirm all new systems have transferable warranties.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$570/mo
Property tax (1.1% eff., Duval Co.)$101/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$963/mo

Loan $87,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BLUE HORIZON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 9:15 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.