Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$370,000

1017 OLD GAINESVILLE Highway, Interlachen, FL 32148, Interlachen, FL 32148

Twin Lakes

Price
$370,000
Beds / Baths
2 / 1
Living area
1,044 sqft
Year built
1915
Type
Residential
Lot
4.814 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
519

$354/sqft asking, vs a $135/sqft median across 107 closed sales in 32148 over the last 12 months — 163% above the area's closed prices. Condition and lot vary; that's what a showing is for.

''FLORIDA LIVING WITH MINIMAL RISK'' These 9.21 acres is located in BEAUTIFUL INTERLACHEN with 268 ft. on two private lakes, TWIN LAKES. Interlachen has not seen the hurricane devastation that coastal regions have seen. For instance, Hurricane MILTON. Interlachen has winds gusts up to 50 miles an hour BUT NO SUSTAINED HURRICANE FORCE WINDS. A perfect place to build your country home. No worries for storm surge and NO FLOOD INSURANCE required. This property has two wells one deep at about 200 ft. and one at about 40 ft. Location is great. There are TWO parcels 1017 and 1013. The magnificent old oaks, palms and cypress just add to the beauty of this property. The old Florida Cracker house has little to no value.

What to check on this one

  • Verify both well systems operational; pull service records for maintenance history.
  • Confirm flood zone designation with FEMA map and county—listing claims no flood insurance needed.
  • Get structural engineer or foundation report on 1915 house before demolition decision.
  • Verify two parcel numbers (1017, 1013) are deeded together; check title for liens.
  • Confirm septic system present and functional if wells are active; pull permit records.
  • Review waterfront setback rules and any lake-use restrictions with Putnam County.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,920/mo
Property tax (1.1% eff., Putnam Co.)$339/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,551/mo

Loan $296,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of INTERLACHEN REALTY SERVICES, INC. Data via realMLS (Northeast Florida MLS), updated Mar 26, 2026, 1:59 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.